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Money and Banking [1]

Paper Code: 
24CFSG403
Credits: 
04
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

The students will be enabled to comprehend money, banking functions, banker-customer relations, innovative banking, negotiable instruments, and banking regulations.

 

 

Course Outcomes: 

 

Course

Learning outcome

(at course level)

Learning and teaching strategies

Assessment Strategies

Course Code

Course

Title

 

 

 

24CFSG 403

 

 

 

Money and Banking

(Theory)

CO 103: Evaluate the importance of money, near money instruments, and principles of note issue.

CO 104:Comprehend factors affecting money demand and supply, and evaluate the central bank's monetary policy measures.

CO105:Develop knowledge about the Indian banking system, products, services, and third-party offerings.

CO 106:Differentiate between innovative banking channels and select appropriate payment mechanisms for fund transfer.

CO 107:Analyze negotiable instruments in banking and their role in fund transfer and debt obligation discharge.

CO 108:Contribute effectively in course-specific interaction

Approach in teaching: Interactive Lectures, Discussion, Tutorials, PowerPoint presentations.    

 Learning activities for the students: Self-learning Assignments, , Seminar, presentations.

CA tests, Semester end examinations, Quiz, Assignments, Presentation.

 

 

12.00
Unit I: 
Money
  • Meaning, Types, Functions, Importance, and Evils of Money.
  • Money and a Near Money- comparison.
  • Concept of Velocity and Value of Money.
  • Measurement of change in the value of money.
  • Central Bank- Structure, organization, and Functions of RBI
  • Practical: Create a presentation exploring money's functions and the RBI's role, with group discussions on its significance in the economy.

 

12.00
Unit II: 
Demand for and Supply of Money

         

  • Factors affecting the demand for money.
  • Supply of Money- Determinants of Supply of Money.
  • RBI’S measure of the money stock. Narrow Money and Broad Money,
  • New monetary aggregates, Liquidity aggregates.
  • Monetary Policy of India
  • Practical: Make a report analyzing factors influencing money demand and supply, presenting findings and policy recommendations.

 

12.00
Unit III: 
Banks
  • Meaning, Types of Banks, Functions.
  • Banking Products and Services –Types of Deposits, Third-party products offered by banks.
  • Types of loans and advances offered by banks- Securities for banker's advances and Loans-
  • Modes of Charging Securities Lien, Pledge, Mortgage, Hypothecation, etc 
  • Practical: Conduct a case study on a bank's operations, presenting findings on loan types, securities, and customer interactions

 

12.00
Unit IV: 
Banker- Customer Relationship and Innovative Banking
  • Types of relationships,
  • Banker’s rights and duties, garnishee order.
  • Innovative Banking –Meaning, Significance and Features
  • Channels of Banking - ATM, internet, mobile, phone banking, POS
  • Payment mechanism of Banks - cheques, demand drafts, plastic cards NEFT, RTGS, IMPS, SWIFT, ECS, payment wallets
  • Practical: Explore innovative banking channels through hands-on activities or demonstrations

 

12.00
Unit V: 
Negotiable Instruments and Banking Regulation Act

                   

  • Promissory note, Bills of Exchange, and Cheque. - Concept, Feature, Parties, and Types.
  • Endorsement – Meaning and Types.
  • Presentment and acceptance: - Meaning, Purpose (acceptance, sight & Payment) Time, and place of Presentment.
  • Banking Regulation Act: An overview
  • Practical: Engage in interactive discussions on negotiable instruments and the Banking Regulation Act, relating concepts to real-world banking scenarios.

 

Essential Readings: 
  • D.M. Mithani, Mone , Banking, International trade and Public Finance
  • T R Jain Money and Banking, V K Global Publication Pvt Ltd
  • Tandon and Mathur Money and Banking Shivam Publication, Jaipu
  • P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi

 

References: 

Suggested Readings:

  • Mithani.D.M, Money,Banking,International Trade and Public Finance., Himalayan Publication, New Delhi
  • B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
  • Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.

 

E-Content:

Reference Journals:

  • Journal of Money, Credit and Banking
  • The Review of Economic Studies
  • Journal of Monetary Economics
  • International Journal of Monetary Economics and Finance

 

Academic Year: 
2024-2025 [8]

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Source URL: https://www.business.iisuniv.ac.in/courses/subjects/money-and-banking-2

Links:
[1] https://www.business.iisuniv.ac.in/courses/subjects/money-and-banking-2
[2] https://rbi.org.in/Scripts/AnnualPublications.aspx?head=Report%20on%20Currency%20and%20Finance
[3] https://www
[4] https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=53113
[5] https://www.pdfdrive.com/monetary-economics-books.html
[6] https://www.pdfdrive.com/monetary-economics-e38141688.html
[7] https://www.pdfdrive.com/money-and-banking-textbook-books.html
[8] https://www.business.iisuniv.ac.in/academic-year/2024-2025